Individuals · Businesses · Accountants · Fintechs · Devs
Stop guessing where your money goes
Upload any LATAM bank PDF, finO$ extracts and consolidates every transaction, classifies with your own AI rules, and lets you converse with your money in natural language.
No credit card · Then $5 MXN per processed page (prepaid) · Same price for everyone
What will you use it for?
Same product, same price. Pick the lens you enter through.
For me
My personal finances
- › 4-5 accounts scattered across banks
- › You don't know where your money goes each month
- › Forgotten subscriptions, charges you don't recognize
For my business
My business finances
- › Operating + payroll + USD + corporate card across banks
- › You want real cash flow without waiting for accounting close
- › Your accountant needs clean data, not PDFs
For third parties
Accountants, lenders, devs
- › Process many clients' statements
- › Need REST API with structured JSON, not a dashboard
- › Underwriting, reconciliation, due diligence, automation
Ingresos
$4,250
Gastos
$3,180
Ahorro neto
+$1,070
Principales categorías
How it works
5 steps: from your bank PDF to chatting with your finances.
- 1
Upload
PDFs from any LATAM bank
- 2
Consolidate
All accounts in one view
- 3
Classify
AI applies your rules
- 4
Insights
Dashboards & anomalies
- 5
Chat
Ask in natural language
Once processed, chat with your money
How much did I spend on restaurants this month vs last?
This month: $4,820 MXN across 17 transactions. Last month: $3,610 MXN across 12. +34% vs prior month.
Your conversations stay encrypted. Data never trains models.
v5 schema
One JSON for every LATAM bank
No per-bank parser. finO$ returns the same schema whether you upload BBVA, Nu, Mercado Pago, or Bancolombia. Zero-interest installment plans are tracked separately so they don't inflate period cash flow.
See full schema at /api13
Base account fields
15
Per-transaction fields
8
Per-installment fields
58
LATAM banks
One price. For everyone.
No tiers. Same price for individuals, businesses, and API users.
Initial free credit
100
processed pages, no cost
After, prepaid
$5 MXN
per processed page · never expires
All software included
FAQ
Is this for me, for my business, or for my software?
All three. The product is the same: you upload bank PDFs, finO$ returns structured data, you classify with AI, and you chat with it. The interface changes by use (web dashboard for consumer + SMB, REST API for devs/fintechs/accountants). Pricing is identical: 100 free pages on signup, then $5 MXN per processed page, prepaid.
How many fields does finO$ extract per statement?
13 base account fields (bank identity, balances, period, holder) + 15 per transaction + 8 per zero-interest installment plan. Every LATAM bank returns the same v5 schema — the JSON from a BBVA PDF has the same shape as Nu, Mercado Pago, or Bancolombia.
How does the chat with my finances work?
Once statements are processed and classified, you ask in natural language: "How much did I spend on restaurants this month vs last?", "Can I spend $3,000 more without breaking my savings?". Claude (Anthropic) is the default engine with GPT (OpenAI) as automatic fallback. Your data never trains models.
Are my statements secure?
TLS 1.3 in transit, AES-256 at rest. Original PDFs are not retained after processing. LFPDPPP / Habeas Data compliant. SOC 2 Type II on roadmap. Your data and AI rules are yours and never train models.