Real income
Transfers between the same client's accounts don't count as income.
Use case · Lenders
Analyze your applicants' credit without typing anything by hand
Stop typing data by hand. See each applicant's income and spending month by month, without internal transfers inflating their numbers, for many clients at once.
Try it now: upload a bank statement
See your transactions in seconds. The first 10 pages show up right here, no account needed.
PDF, up to 10 MB · We never ask for your bank password
How finO$ helps lenders
- Applicant income and spending, month by month
- Flags internal transfers between their own accounts
- Each client in its own space, ready to review
- Automatic for many clients through the API
- Any bank, no credentials needed
Estimate your monthly cost
$5 MXN / pageAdjust the numbers. Your first 30 pages each month are free; the rest are $5 MXN each.
Applications / month200
Statements / applicant3
Average pages8
Pages / month
4,800
30 free · 4,770 paid
Monthly cost
$23,850
≈ $1,325
Equivalent to $119 per applications / month
Handling several companies or clients? Pro has a lower price per page and more pages included.
Talk to sales200 applications × 3 statements × 8 pages = $23,850 MXN a month, about $119 MXN per application. Pro has a lower price per page.
Start freeGo to my dashboardWhat matters to you
Reconciliation per client
Each applicant in its own space, with all their accounts together.
Automatic at scale
Upload statements and read the results over the API from your system.
Credit ratios
Income-to-spending and debt load, calculated for you.
Recurring income and fixed expenses
Separates what comes in every month from one-offs, and fixed expenses from variable ones.
Also for you
Start free
Create your account in a minute. You get 30 free pages every month.
Frequently asked questions: Lenders
Does it work for regulated lenders?
Yes. Processing bank statements isn't a regulated activity; you decide how to use the data.
Can you do the scoring for us?
No. finO$ gives you sorted data; the credit model is yours.
How do I connect it to my system?
Through the API: upload the PDF, wait for it to process and read income, spending and transactions.
How much does it cost?
30 free pages a month, then $5 MXN per page. For volume there's the Pro plan, with a lower price per page.