LATAM context
A typical SaaS API rate limit is "X requests per minute" per API key. Exceeding it returns HTTP 429 (Too Many Requests). If you run large batches often, a higher limit is something to discuss with the sales team.
Concrete example
finO$'s API responds HTTP 429 with a Retry-After header when you exceed the limit. If your cron job fires hundreds of requests at once, the first ones go through and the rest get 429s: respect Retry-After and apply exponential backoff instead of retrying immediately.
How it shows up on your bank statement
Rate limits don't show up in the document. They show up when you process many statements back to back. A month-end batch run, with dozens of clients processed in the same hour, is the scenario where they first get hit.
How does finO$ handle this?
If you process a lot of volume on a steady basis, the Pro plan includes more pages, a lower price per page and multiple workspaces. For higher limits, talk to sales.