LATAM context
Unlike Yape (BCP-centric), Plin works across multiple banks. Anyone with an account at one of the founding banks can use Plin without downloading a separate app, since it's built into each bank's own app. It also accepts QR payments at merchants.
Concrete example
On a BBVA Perú statement: "Plin enviado - Cel ***5678 - 100 PEN - REF: PLIN20260418".
How it shows up on your bank statement
Since it's interoperable across several banks, Plin transactions appear inside the statement of the linked bank account, not on a statement of their own. They're identified by the label 'PLIN' followed by the contact's name or phone number, and tend to be small, frequent amounts.
How does finO$ handle this?
finO$ identifies Plin transactions inside BBVA/Interbank/Scotia/BanBif statements and separates them from regular transfers. Useful for analyzing spend on quick payments.