Honest comparison
For a single statement, ChatGPT is enough. When you do it every month, you need verified numbers that stay saved: that's finO$, and you connect it to your ChatGPT.
| Feature | finO$ | ChatGPT |
|---|---|---|
| Where the number comes from | Read from the PDF and checked against the bank's balance | Generated while reading the PDF, checked against nothing |
| When a number is wrong | It tells you which transaction to review | No signal: a mistake looks just like a correct number |
| Memory | Your statements are saved and add up over time | Resets with the conversation; you re-upload everything |
| Categories | The same every month, plus your own rules | Change with every conversation |
| Comparing months | Across your whole history | Only what fits in that one conversation |
| Mexican and Latin American banks | Local formats, scanned PDFs, installments split out | Depends on the PDF |
| Bank connection | None: you upload the PDF you already have | Through Plaid: Pro plan only, US only |
| Talking to your data | Yes: connect your Claude or ChatGPT | Yes, it's built for exactly that |
finO$ isn't a chat. It organizes, verifies and saves your transactions; you connect your Claude or ChatGPT and ask.
Your assistant gets your exact transactions, not a rough read of a PDF. With money that matters: an incomplete sum looks identical to a correct one.
For a one-off, do it. Repeat it and every conversation starts from zero, categories shift, and nothing checks the result against the bank's balance.
Yes, through Plaid, but only on the Pro plan and only in the US. It also asks you to link your bank account. finO$ never asks for your username or password: you upload the PDF.
No. Your information is never sold or used to train AI. If you connect your Claude or ChatGPT, you choose what it can see and disconnect it anytime.
Create a key in your finO$ settings, add it to your Claude or ChatGPT, and ask like you normally would. finO$ supplies the verified numbers; you supply the conversation.