Honest comparison
finO$ replaces the spreadsheet you fill in by hand: your transactions show up on their own. If your month disappears into data entry, this is for you; if you track only a few things, stick with Excel.
| Feature | finO$ | Excel by hand |
|---|---|---|
| How your transactions get in | Upload the statement and they show up | You type them or copy-paste them |
| How long closing a month takes | Minutes | An afternoon, more with several accounts |
| Typos | No typing, so no typos | Every cell is a risk, and errors carry forward |
| Matching the bank | Flags when something doesn't match | You check it yourself, and find out late |
| Several accounts and banks | All in one view | One tab per account, merged by hand |
| Categories | Assigned automatically; add your own rules | You assign them one by one, every month |
| Interest-free installment purchases | Split out so they don't distort the month | You separate them, if you remember |
| Comparing one month to another | Already compared | Formulas you build and maintain |
| If you want your Excel file | Download it already filled in | You already have it: that was never the problem |
| What it costs | $5 MXN per processed page; 30 free every month | Zero dollars, plus your hours |
Keep it. Download your transactions already organized and categorized, and open your usual Excel file, already filled in.
The change: Excel stops being where you type and becomes where you review.
No. You download the Excel file with your transactions already organized and categorized. Keep your formulas and charts; you just stop typing.
A template gives you the structure, but the work is filling it in every month. If you like yours, keep it and let finO$ supply the data.
Yes. Adjust the built-in ones or create rules so a transaction always lands where you want. Rules apply the same way every month, so comparing months makes sense.
Yes, with any bank, traditional or digital. Upload the PDF from your online banking; we never ask for your username or password.